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Rastriya Banijya Bank – Fully Government Owned Commercial Bank in Nepal

When we talk about trusted and historic financial institutions in Nepal, Rastriya Banijya Bank (RBB) stands tall as a symbol of reliability, public trust, and national service. As the largest commercial bank fully owned by the Government of Nepal, RBB has played a central role in shaping the country’s banking landscape since its establishment in 1966.

In this blog, we will explore everything you need to know about Rastriya Banijya Bank – from its origins and services to its digital transformation and relevance in today’s financial world.

A Legacy Since 1966

RBB was established on January 23, 1966 (Magh 10, 2022 B.S.) under the Rastriya Banijya Bank Act, 2021. It now operates under the Company Act 2063 as a public limited company while being fully owned by the Government of Nepal.

Why RBB Is Different

  • Ownership: 100% Government of Nepal
  • Branches: Over 294 across all 77 districts
  • Extension Counters: 64
  • Branchless Banking Units: 95
  • Customers: Over 1.7 million
  • Employees: Around 2,600
  • Paid-up Capital: NPR 15.63 billion
  • Capital Fund: NPR 52.04 billion

Services Offered by RBB

1. Deposit Services

  • Savings Account
  • Current Account
  • Fixed Deposit
  • Remittance Savings

2. Loan Services

  • Home Loan
  • Education Loan
  • Business Loan
  • Agriculture Loan
  • SME Loans
  • Personal Loans

3. Digital Banking

  • RBB Mobile Banking
  • Internet Banking
  • QR Code Payment
  • ATM Services

4. Remittance Services

  • Domestic & International Transfers
  • Remittance through major partners

5. Government Services

  • Social security allowance distribution
  • Tax and revenue collections
  • Utility bill payments

RBB’s Commitment to Financial Inclusion

RBB offers special programs for farmers, women, marginalized groups, and entrepreneurs. It ensures financial access even in remote areas through its branchless banking and inclusive credit policies.

Digital Transformation Journey

With rising digital demands, RBB has embraced mobile banking, internet banking, and QR-based payments. Customers can now bank 24/7 with added security and convenience.

Career at Rastriya Banijya Bank

RBB is a dream job destination for many Nepali youths due to:

  • Job security
  • Government-backed benefits
  • Prestige and public respect

Vacancies are announced through the Public Service Commission (Lok Sewa Aayog). Candidates must pass competitive exams to get selected.

In Conclusion

Rastriya Banijya Bank is more than a financial institution – it’s a pillar of Nepal’s economic system. Whether you’re looking for reliable banking services, government schemes, or a meaningful career in finance, RBB is a name you can trust.

For more insights on banking and government exams in Nepal, visit our homepage or read related articles like How to Prepare for Lok Sewa Exams or Nepal Rastra Bank’s Role in Nepal’s Economy.

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